Life Insurance Plans

Protect your family's future with our comprehensive life insurance plans from top providers like HDFC Life and Life Insurance Corporation of India (LIC).

HDFC Life Insurance

HDFC Life Click 2 Protect Super

A comprehensive term insurance plan that provides financial protection to your family with flexible coverage options and return of premium features.

  • ✔Life coverage up to 85 years or Whole Life options
  • ✔In-built Terminal Illness cover
  • ✔Smart Exit benefit: Return of total premiums paid
HDFC Life Sanchay Plus

A non-participating, non-linked savings insurance plan that offers guaranteed returns for you and your family.

  • ✔Guaranteed Income for 10 to 12 years or Lifelong Income
  • ✔Enhanced benefit for higher premium policies
  • ✔Tax benefits as per prevailing tax laws

Life Insurance Corporation (LIC)

Official Authorized Advisory • Sovereign Guarantee by Govt. of India

Official Partner (Plans Now Live)

Endowment Plans

Combines comprehensive family life protection with guaranteed savings and bonuses, ensuring financial security throughout life.

LIC's Bima Jyoti

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Guaranteed Additions Savings Plan

Top Features

  • ✔Guaranteed additions of ₹50 per ₹1,000 Sum Assured credited every year
  • ✔Limited premium paying term (pay 5 years less than policy term)
  • ✔Financial security with loan facility and tax savings
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LIC's Bima Ratna

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High-Bonus Guaranteed Payout Plan

Top Features

  • ✔Guaranteed additions of ₹50 per thousand Sum Assured
  • ✔Periodic survival payouts (money-back) during the policy term
  • ✔Short premium payment terms (pay for 5, 6, or 7 years only)
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LIC's Dhan Sanchay

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Guaranteed Regular Income Stream

Top Features

  • ✔Guaranteed regular income stream payable post-maturity
  • ✔Choice of Level or Increasing regular income payouts
  • ✔Single and limited premium payment options with life cover
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LIC's Single Premium Endowment

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One-Time Investment with Life Cover

Top Features

  • ✔One-time lump sum single premium payment
  • ✔Participating life assurance cover with annual bonuses
  • ✔High liquidity with loan facility available after just 1 year
Enquire / Get Quote

LIC's New Endowment Plan

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Flagship Protection & Wealth Growth

Top Features

  • ✔Classic protection and savings combo with reversionary bonuses
  • ✔Double tax deduction benefits under Section 80C & 10(10D)
  • ✔Optional Accidental Death, Disability, and Term Riders
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LIC's New Jeevan Anand

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Lifelong Protection Even After Maturity

Top Features

  • ✔Lifelong risk coverage continues even after full maturity payout
  • ✔Double death benefit during policy term plus accumulated bonuses
  • ✔India's most trusted savings plan for lifelong peace of mind
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LIC's Jeevan Lakshya

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Child Education & Family Milestone Shield

Top Features

  • ✔10% of Sum Assured paid as annual income on parent's untimely demise
  • ✔Full 100% maturity payout remains intact for child's future plus bonuses
  • ✔Waives all future premiums automatically on death of the policyholder
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LIC's Jeevan Labh

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Limited Premium, Maximum Returns

Top Features

  • ✔Limited premium paying term: Pay for only 10, 15, or 16 years
  • ✔High simple reversionary bonus accruals with full maturity payout
  • ✔Ideal for child's higher education, marriage, and wealth building
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LIC's Aadhaar Shila

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Exclusive Life Cover for Women

Top Features

  • ✔Designed exclusively for female lives holding an Aadhaar card
  • ✔Low, budget-friendly premiums with zero mandatory medical tests
  • ✔Guaranteed life protection with loyalty additions on maturity
Enquire / Get Quote

LIC's Aadhaar Stambh

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Affordable Family Security for Men

Top Features

  • ✔Designed exclusively for male lives holding an Aadhaar card
  • ✔Low-cost life coverage with guaranteed milestone savings
  • ✔Loyalty additions payable after completion of 5 policy years
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LIC's Jeevan Azad

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Smart Small-Ticket Savings Shield

Top Features

  • ✔Budget-friendly savings plan for small ticket sizes (₹2L - ₹5L)
  • ✔Premium paying term is Policy Term minus 8 years
  • ✔Guaranteed death benefit equal to higher of 7x annual premium or Basic Sum Assured
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Whole Life Plans

Provides lifelong risk cover up to 100 years of age along with guaranteed regular income for financial independence.

LIC's Jeevan Umang

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8% Guaranteed Annual Income for Life

Top Features

  • ✔Guaranteed annual survival benefit of 8% of Sum Assured every year up to age 99
  • ✔Comprehensive life insurance protection covering you up to 100 years of age
  • ✔Lump sum maturity benefit at age 100 along with accrued bonuses
Enquire / Get Quote

LIC's Jeevan Utsav

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10% Guaranteed Regular Income for Life

Top Features

  • ✔Guaranteed regular income benefit of 10% of Sum Assured annually for life
  • ✔Limited premium payment terms ranging from just 5 to 16 years
  • ✔Flexi Income option: defer payouts and earn 5.5% compounding interest p.a.
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Money Back Plans

Provides periodic liquidity payouts at regular milestones while keeping your comprehensive life protection 100% active.

LIC's Dhan Rekha

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Guaranteed Payouts with High Additions

Top Features

  • ✔Guaranteed survival payouts credited at defined intervals during policy term
  • ✔Guaranteed additions ranging from ₹50 to ₹60 per ₹1,000 Sum Assured
  • ✔Special premium discount for female policyholders and high sum assured
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LIC's New Money Back - 20 Years

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Periodic Cash Inflows Every 5 Years

Top Features

  • ✔20% of Sum Assured paid out at the end of the 5th, 10th & 15th policy year
  • ✔Remaining 40% plus accumulated bonuses paid at maturity (20th year)
  • ✔Full life coverage continues without deduction of past survival payouts
Enquire / Get Quote

LIC's New Money Back - 25 Years

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Silver Jubilee Milestone Liquidity

Top Features

  • ✔15% of Sum Assured paid out at the end of the 5th, 10th, 15th & 20th year
  • ✔40% plus simple reversionary bonuses paid at 25th year maturity
  • ✔Enhanced long-term risk protection for family milestones
Enquire / Get Quote

LIC's Jeevan Tarun

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Customized Child Education Funding

Top Features

  • ✔Tailored specifically for children's higher education and career launch
  • ✔Flexible annual survival payout options from child's age 20 to 24
  • ✔Full maturity lump sum payout at child's age 25 with bonus additions
Enquire / Get Quote

LIC's Jeevan Shiromani

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HNI Wealth & Critical Illness Shield

Top Features

  • ✔High Net-Worth (HNI) plan with minimum ₹1 Crore Sum Assured
  • ✔Inbuilt Critical Illness benefit covering 15 specified major illnesses
  • ✔Substantial guaranteed additions with periodic survival payouts
Enquire / Get Quote

LIC's Bima Shree

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Elite Savings with Critical Illness Cover

Top Features

  • ✔Premier plan for high-income earners (minimum ₹10 Lakh Sum Assured)
  • ✔Guaranteed additions up to ₹65 per thousand Sum Assured
  • ✔Inbuilt critical illness protection with option to defer survival payouts
Enquire / Get Quote

Term Assurance Plans

Pure protection plans providing maximum financial shield for your dependents at the lowest and most affordable premium rates.

LIC's Saral Jeevan Bima

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Standard Transparent Pure Protection

Top Features

  • ✔Standardized, transparent pure risk term plan with zero hidden clauses
  • ✔Simple eligibility criteria with swift, hassle-free documentation
  • ✔Lump sum financial security to nominee in case of untimely demise
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LIC's New Tech Term

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Comprehensive Online High-Sum Assured Term

Top Features

  • ✔Pure protection term insurance with high cover at nominal premium rates
  • ✔Special discounted rates for healthy non-smokers and female lives
  • ✔Option to choose Level Sum Assured or Increasing Sum Assured coverage
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LIC's New Jeevan Amar

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Flexible Offline Pure Protection Cover

Top Features

  • ✔Comprehensive pure risk life cover with customizable policy terms
  • ✔Attractive high Sum Assured rebates for significant premium savings
  • ✔Special lower premium slabs exclusively designed for women
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LIC's Jeevan Kiran

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Term Cover with 100% Return of Premium

Top Features

  • ✔Pure life cover with 100% Return of Premium (ROP) upon survival
  • ✔Full premium refunded back at maturity if life assured survives the term
  • ✔Choice of regular premium paying term or single premium payment
Enquire / Get Quote

Pension & Annuity Plans

Secure your golden years with sovereign-backed, guaranteed regular pension income payable for the rest of your life.

LIC's Jeevan Akshay-VII

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Guaranteed Lifelong Immediate Annuity

Top Features

  • ✔Immediate annuity plan: guaranteed pension starts immediately from next month/year
  • ✔Choice of 10 flexible annuity payout options tailored to your lifestyle
  • ✔Option for joint life pension with 100% return of purchase price to family
Enquire / Get Quote

LIC's New Jeevan Shanti

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Single Premium Deferred Pension

Top Features

  • ✔Single premium deferred annuity plan with locked-in lifelong pension rates
  • ✔Defer payout by 1 to 12 years to maximize guaranteed annuity payouts
  • ✔Guaranteed additions accrue monthly during the entire deferment period
Enquire / Get Quote

LIC's Saral Pension

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Standard Immediate Pension with Return of Capital

Top Features

  • ✔Standard immediate annuity with 100% return of purchase price
  • ✔Guaranteed lifelong regular income for single or joint lives
  • ✔Loan facility available to meet emergencies after completion of 6 months
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LIC's Jeevan Dhara II

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Flexible Deferred Annuity with High Liquidity

Top Features

  • ✔Deferred annuity with regular and single premium choices
  • ✔Guaranteed annuity rate locked in from policy inception
  • ✔Higher annuity options with early return of purchase price from age 75
Enquire / Get Quote

Unit Linked Plans (ULIP)

Market-linked investment growth combined with life insurance coverage and sovereign protection for smart wealth creation.

LIC's Nivesh Plus

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Single Premium Market-Linked Growth

Top Features

  • ✔Single premium market-linked plan combined with substantial life cover
  • ✔Choice of 4 distinct investment funds (from 100% equity to debt)
  • ✔Guaranteed additions added directly to fund value at specific milestones
Enquire / Get Quote

LIC's SIIP

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Systematic Investment Plan with Life Cover

Top Features

  • ✔Systematic investment plan with life insurance coverage
  • ✔Full refund of mortality charges added back to fund value upon maturity
  • ✔Unlimited free switches between investment funds anytime
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LIC's Index Plus

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Index-Linked Wealth Accelerator

Top Features

  • ✔Unit-linked plan investing in benchmark Nifty 50 or Nifty 100 indices
  • ✔Guaranteed additions credited at specific policy durations
  • ✔Long-term wealth creation with the safety of sovereign-backed life coverage
Enquire / Get Quote

Health Plans

Dedicated fixed-benefit health insurance solutions guarding against critical medical emergencies and oncology treatments.

LIC's Cancer Cover

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Dedicated Oncology Financial Protection

Top Features

  • ✔Specialized fixed-benefit cancer protection insurance
  • ✔100% Sum Assured on major stage + waiver of future premiums for 3 years
  • ✔Monthly income benefit of 1% Sum Assured paid for 10 years
Enquire / Get Quote

LIC's Arogya Rakshak

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Comprehensive Family Hospitalization Benefit

Top Features

  • ✔Fixed-benefit health protection for the entire family in one plan
  • ✔Daily hospital cash benefit (HCB) + Major surgical benefit (MSB)
  • ✔Auto-escalation of hospital cash benefit every 3 years
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Micro Insurance Plans

Affordable insurance protection and disciplined savings designed specifically for lower income segments and rural families.

LIC's Micro Bachat

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Pocket-Friendly Savings & Life Cover

Top Features

  • ✔Affordable savings and life protection for rural & informal sector
  • ✔Coverage up to ₹2 Lakhs with minimal documentation and no medicals
  • ✔Auto-cover facility & loyalty additions on policy maturity
Enquire / Get Quote

LIC's Bhagya Lakshmi

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110% Return of Premium Micro Protection

Top Features

  • ✔Limited premium paying non-participating micro insurance
  • ✔110% of total premiums paid returned on policy maturity
  • ✔Specially designed for low-income women and household security
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