Life Insurance Plans
Protect your family's future with our comprehensive life insurance plans from top providers like HDFC Life and Life Insurance Corporation of India (LIC).
HDFC Life Insurance
A comprehensive term insurance plan that provides financial protection to your family with flexible coverage options and return of premium features.
- ✔Life coverage up to 85 years or Whole Life options
- ✔In-built Terminal Illness cover
- ✔Smart Exit benefit: Return of total premiums paid
A non-participating, non-linked savings insurance plan that offers guaranteed returns for you and your family.
- ✔Guaranteed Income for 10 to 12 years or Lifelong Income
- ✔Enhanced benefit for higher premium policies
- ✔Tax benefits as per prevailing tax laws
Life Insurance Corporation (LIC)
Official Authorized Advisory • Sovereign Guarantee by Govt. of India
Endowment Plans
Combines comprehensive family life protection with guaranteed savings and bonuses, ensuring financial security throughout life.
LIC's Bima Jyoti
Live NowGuaranteed Additions Savings Plan
Top Features
- ✔Guaranteed additions of ₹50 per ₹1,000 Sum Assured credited every year
- ✔Limited premium paying term (pay 5 years less than policy term)
- ✔Financial security with loan facility and tax savings
LIC's Bima Ratna
Live NowHigh-Bonus Guaranteed Payout Plan
Top Features
- ✔Guaranteed additions of ₹50 per thousand Sum Assured
- ✔Periodic survival payouts (money-back) during the policy term
- ✔Short premium payment terms (pay for 5, 6, or 7 years only)
LIC's Dhan Sanchay
Live NowGuaranteed Regular Income Stream
Top Features
- ✔Guaranteed regular income stream payable post-maturity
- ✔Choice of Level or Increasing regular income payouts
- ✔Single and limited premium payment options with life cover
LIC's Single Premium Endowment
Live NowOne-Time Investment with Life Cover
Top Features
- ✔One-time lump sum single premium payment
- ✔Participating life assurance cover with annual bonuses
- ✔High liquidity with loan facility available after just 1 year
LIC's New Endowment Plan
Live NowFlagship Protection & Wealth Growth
Top Features
- ✔Classic protection and savings combo with reversionary bonuses
- ✔Double tax deduction benefits under Section 80C & 10(10D)
- ✔Optional Accidental Death, Disability, and Term Riders
LIC's New Jeevan Anand
Live NowLifelong Protection Even After Maturity
Top Features
- ✔Lifelong risk coverage continues even after full maturity payout
- ✔Double death benefit during policy term plus accumulated bonuses
- ✔India's most trusted savings plan for lifelong peace of mind
LIC's Jeevan Lakshya
Live NowChild Education & Family Milestone Shield
Top Features
- ✔10% of Sum Assured paid as annual income on parent's untimely demise
- ✔Full 100% maturity payout remains intact for child's future plus bonuses
- ✔Waives all future premiums automatically on death of the policyholder
LIC's Jeevan Labh
Live NowLimited Premium, Maximum Returns
Top Features
- ✔Limited premium paying term: Pay for only 10, 15, or 16 years
- ✔High simple reversionary bonus accruals with full maturity payout
- ✔Ideal for child's higher education, marriage, and wealth building
LIC's Aadhaar Shila
Live NowExclusive Life Cover for Women
Top Features
- ✔Designed exclusively for female lives holding an Aadhaar card
- ✔Low, budget-friendly premiums with zero mandatory medical tests
- ✔Guaranteed life protection with loyalty additions on maturity
LIC's Aadhaar Stambh
Live NowAffordable Family Security for Men
Top Features
- ✔Designed exclusively for male lives holding an Aadhaar card
- ✔Low-cost life coverage with guaranteed milestone savings
- ✔Loyalty additions payable after completion of 5 policy years
LIC's Jeevan Azad
Live NowSmart Small-Ticket Savings Shield
Top Features
- ✔Budget-friendly savings plan for small ticket sizes (₹2L - ₹5L)
- ✔Premium paying term is Policy Term minus 8 years
- ✔Guaranteed death benefit equal to higher of 7x annual premium or Basic Sum Assured
Whole Life Plans
Provides lifelong risk cover up to 100 years of age along with guaranteed regular income for financial independence.
LIC's Jeevan Umang
Live Now8% Guaranteed Annual Income for Life
Top Features
- ✔Guaranteed annual survival benefit of 8% of Sum Assured every year up to age 99
- ✔Comprehensive life insurance protection covering you up to 100 years of age
- ✔Lump sum maturity benefit at age 100 along with accrued bonuses
LIC's Jeevan Utsav
Live Now10% Guaranteed Regular Income for Life
Top Features
- ✔Guaranteed regular income benefit of 10% of Sum Assured annually for life
- ✔Limited premium payment terms ranging from just 5 to 16 years
- ✔Flexi Income option: defer payouts and earn 5.5% compounding interest p.a.
Money Back Plans
Provides periodic liquidity payouts at regular milestones while keeping your comprehensive life protection 100% active.
LIC's Dhan Rekha
Live NowGuaranteed Payouts with High Additions
Top Features
- ✔Guaranteed survival payouts credited at defined intervals during policy term
- ✔Guaranteed additions ranging from ₹50 to ₹60 per ₹1,000 Sum Assured
- ✔Special premium discount for female policyholders and high sum assured
LIC's New Money Back - 20 Years
Live NowPeriodic Cash Inflows Every 5 Years
Top Features
- ✔20% of Sum Assured paid out at the end of the 5th, 10th & 15th policy year
- ✔Remaining 40% plus accumulated bonuses paid at maturity (20th year)
- ✔Full life coverage continues without deduction of past survival payouts
LIC's New Money Back - 25 Years
Live NowSilver Jubilee Milestone Liquidity
Top Features
- ✔15% of Sum Assured paid out at the end of the 5th, 10th, 15th & 20th year
- ✔40% plus simple reversionary bonuses paid at 25th year maturity
- ✔Enhanced long-term risk protection for family milestones
LIC's Jeevan Tarun
Live NowCustomized Child Education Funding
Top Features
- ✔Tailored specifically for children's higher education and career launch
- ✔Flexible annual survival payout options from child's age 20 to 24
- ✔Full maturity lump sum payout at child's age 25 with bonus additions
LIC's Jeevan Shiromani
Live NowHNI Wealth & Critical Illness Shield
Top Features
- ✔High Net-Worth (HNI) plan with minimum ₹1 Crore Sum Assured
- ✔Inbuilt Critical Illness benefit covering 15 specified major illnesses
- ✔Substantial guaranteed additions with periodic survival payouts
LIC's Bima Shree
Live NowElite Savings with Critical Illness Cover
Top Features
- ✔Premier plan for high-income earners (minimum ₹10 Lakh Sum Assured)
- ✔Guaranteed additions up to ₹65 per thousand Sum Assured
- ✔Inbuilt critical illness protection with option to defer survival payouts
Term Assurance Plans
Pure protection plans providing maximum financial shield for your dependents at the lowest and most affordable premium rates.
LIC's Saral Jeevan Bima
Live NowStandard Transparent Pure Protection
Top Features
- ✔Standardized, transparent pure risk term plan with zero hidden clauses
- ✔Simple eligibility criteria with swift, hassle-free documentation
- ✔Lump sum financial security to nominee in case of untimely demise
LIC's New Tech Term
Live NowComprehensive Online High-Sum Assured Term
Top Features
- ✔Pure protection term insurance with high cover at nominal premium rates
- ✔Special discounted rates for healthy non-smokers and female lives
- ✔Option to choose Level Sum Assured or Increasing Sum Assured coverage
LIC's New Jeevan Amar
Live NowFlexible Offline Pure Protection Cover
Top Features
- ✔Comprehensive pure risk life cover with customizable policy terms
- ✔Attractive high Sum Assured rebates for significant premium savings
- ✔Special lower premium slabs exclusively designed for women
LIC's Jeevan Kiran
Live NowTerm Cover with 100% Return of Premium
Top Features
- ✔Pure life cover with 100% Return of Premium (ROP) upon survival
- ✔Full premium refunded back at maturity if life assured survives the term
- ✔Choice of regular premium paying term or single premium payment
Pension & Annuity Plans
Secure your golden years with sovereign-backed, guaranteed regular pension income payable for the rest of your life.
LIC's Jeevan Akshay-VII
Live NowGuaranteed Lifelong Immediate Annuity
Top Features
- ✔Immediate annuity plan: guaranteed pension starts immediately from next month/year
- ✔Choice of 10 flexible annuity payout options tailored to your lifestyle
- ✔Option for joint life pension with 100% return of purchase price to family
LIC's New Jeevan Shanti
Live NowSingle Premium Deferred Pension
Top Features
- ✔Single premium deferred annuity plan with locked-in lifelong pension rates
- ✔Defer payout by 1 to 12 years to maximize guaranteed annuity payouts
- ✔Guaranteed additions accrue monthly during the entire deferment period
LIC's Saral Pension
Live NowStandard Immediate Pension with Return of Capital
Top Features
- ✔Standard immediate annuity with 100% return of purchase price
- ✔Guaranteed lifelong regular income for single or joint lives
- ✔Loan facility available to meet emergencies after completion of 6 months
LIC's Jeevan Dhara II
Live NowFlexible Deferred Annuity with High Liquidity
Top Features
- ✔Deferred annuity with regular and single premium choices
- ✔Guaranteed annuity rate locked in from policy inception
- ✔Higher annuity options with early return of purchase price from age 75
Unit Linked Plans (ULIP)
Market-linked investment growth combined with life insurance coverage and sovereign protection for smart wealth creation.
LIC's Nivesh Plus
Live NowSingle Premium Market-Linked Growth
Top Features
- ✔Single premium market-linked plan combined with substantial life cover
- ✔Choice of 4 distinct investment funds (from 100% equity to debt)
- ✔Guaranteed additions added directly to fund value at specific milestones
LIC's SIIP
Live NowSystematic Investment Plan with Life Cover
Top Features
- ✔Systematic investment plan with life insurance coverage
- ✔Full refund of mortality charges added back to fund value upon maturity
- ✔Unlimited free switches between investment funds anytime
LIC's Index Plus
Live NowIndex-Linked Wealth Accelerator
Top Features
- ✔Unit-linked plan investing in benchmark Nifty 50 or Nifty 100 indices
- ✔Guaranteed additions credited at specific policy durations
- ✔Long-term wealth creation with the safety of sovereign-backed life coverage
Health Plans
Dedicated fixed-benefit health insurance solutions guarding against critical medical emergencies and oncology treatments.
LIC's Cancer Cover
Live NowDedicated Oncology Financial Protection
Top Features
- ✔Specialized fixed-benefit cancer protection insurance
- ✔100% Sum Assured on major stage + waiver of future premiums for 3 years
- ✔Monthly income benefit of 1% Sum Assured paid for 10 years
LIC's Arogya Rakshak
Live NowComprehensive Family Hospitalization Benefit
Top Features
- ✔Fixed-benefit health protection for the entire family in one plan
- ✔Daily hospital cash benefit (HCB) + Major surgical benefit (MSB)
- ✔Auto-escalation of hospital cash benefit every 3 years
Micro Insurance Plans
Affordable insurance protection and disciplined savings designed specifically for lower income segments and rural families.
LIC's Micro Bachat
Live NowPocket-Friendly Savings & Life Cover
Top Features
- ✔Affordable savings and life protection for rural & informal sector
- ✔Coverage up to ₹2 Lakhs with minimal documentation and no medicals
- ✔Auto-cover facility & loyalty additions on policy maturity
LIC's Bhagya Lakshmi
Live Now110% Return of Premium Micro Protection
Top Features
- ✔Limited premium paying non-participating micro insurance
- ✔110% of total premiums paid returned on policy maturity
- ✔Specially designed for low-income women and household security
Ready to Secure Your Future with LIC?
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